Deposit Rates

All rates effective: 3/24/14

  APY* Interest Rate
49er and Hometown Checking Accounts(Interest paid Monthly) .05 .05
Savings Accounts (Interest paid Quarterly)
$100 minimum balance required to earn interest
.08 .08
Money Market Investment Account    
$.01 - $999.99 (Interest paid Monthly) .05 .05
$ 1,000.00 - $4,999.99 .05 .05
$ 5,000.00 - $9,999.99 .05 .05
$10,000.00 - $49,999.99 .08 .08
$50,000.00 - $99,999.99 .12 .12
$100,000.00 - and up .16 .16
Health Savings Account (Interest compounded monthly) .15 .15
3 Month Certificate**  RENEWAL RATE ONLY-DISCONTINUED TERM
$500.00 Minimum/Compounded at Maturity
.10 .10
6 Month Certificate** 
$500.00 Minimum/Compound Quarterly
.15 .15
9 Month Certificate**  RENEWAL RATE ONLY-DISCONTINUED TERM
$500.00 Minimum/Paid at Maturity
.20 .20
12 Month Certificate-No Penalty
$500.00 Minimum/Compounded Quarterly
.15 .15
12 Month Certificate**
$500.00 Minimum/Compounded Quarterly
.25 .25
15 Month Certificate**  RENEWAL RATE ONLY-DISCONTINUED TERM
$500.00 Minimum/Compounded Quarterly
.30 .30
18 Month Certificate**  RENEWAL RATE ONLY-DISCONTINUED TERM
$500.00 Minimum/Compounded Quarterly
.45 .45
24 Month Certificate**
$500.00 Minimum/Compounded Quarterly
.55 .55
36 Month Certificate**
$200.00 Minimum/Compounded Quarterly
.75 .75

48 Month Certificate**
$200.00 Minimum/Compounded Quarterly

1.35

1.34

60 Month Certificate**
$200.00 Minimum/Compounded Quarterly
1.50 1.49
IRA - 18 Month**
$100.00 Minimum/Compounded Quarterly
.45 .45
IRA - 60 Month**
$100.00 Minimum/Compounded Quarterly
1.50 1.49
*APY is Annual Percentage Yield. **Substantial penalty may be imposed for early withdrawal.
All rates and terms are subject to change without notice and all products may not be offered at all locations. Contact your local branch for availability, restrictions, and effective rates after the effective date listed above. (Fees could reduce earnings)